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The Caritas Team

We're a father and sons team at Sovereign Mortgage Investments, a group of mortgage brokers bringing Florida and Missouri residents the lowest possible residential mortgage rates!

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Headshot of Doug with orange-red gradient background
Doug Kennell
FL Area Manager,
Sr. Loan Originator
NMLS #364758
Florida LO 12133
Headshot of Garrett with orange-red gradient background
Garrett Kennell
Missouri Area Manager
Sr. Loan Originator
NMLS #1847048
Florida LO 63832
Headshot of Martin with orange-red gradient background
Martin Flaherty
NMLS #2502463
Florida LO# coming soon!
White CMG torch logo
Caritas Mortgage Group
Caritas Mortgage Group is a team within Sovereign Mortgage Investments, a Brokerage based out of Lake Mary, FL (in the greater Orlando area). Formerly named Finance By Doug, we decided to rebrand as our team is growing and expanding to new markets. The CMG team is made up of Doug Kennell and his two sons, Garrett and Martin. We currently serve the state of Florida and Missouri, and will be expanding to Tennessee in the coming months. Doug got started in the mortgages over 25 years ago. Watching the extreme highs and lows of the real estate industry, all while providing the same 5-star service that he’s become known for, has provided Doug with a wealth of experience that few others have. Garrett joined the business in 2018 and has since been working with Doug to ensure the same level of service for our clients. Martin joined the team this year and is our in-house processor.
The Meaning Behind “Caritas”
Caritas is translated literally as Charity or Love. More accurately, it is defined as the love of God above all things and love of neighbor for the sake of God. We hold this as the greatest virtue and do our best to live it out in our daily lives. We chose the name Caritas Mortgage Group because, at the core of our business is our desire to do right by our clients. Our success is derived from our honesty, communication, hard work, and ultimately, our faith.
A few of our accomplishments
UWM Top 1% Partner award logo2022 Five Star Mortgage Professional Award logo2023 Five Star Mortgage Professional Award logo