Commercial

Commercial loans provide financing for business owners and investors looking to purchase, refinance, or develop commercial properties. These loans are used for office buildings, retail spaces, multi-family housing, industrial properties, and more. Unlike residential mortgages, commercial loans often have shorter terms, different underwriting standards, and may require larger down payments.

Loan options vary based on the property type, borrower qualifications, and business goals. Borrowers may choose between traditional commercial mortgages, SBA loans, bridge loans, or DSCR loans for investment properties. Lenders evaluate factors such as property income potential, borrower financials, and business experience to determine eligibility and loan terms.

If you're looking to expand your business, acquire income-generating properties, or develop commercial real estate, a commercial loan can provide the necessary capital. Understanding the different loan structures and repayment terms is key to finding the right financing for your investment.

Disclaimer: Loan product guidelines are subject to change. Contact your Caritas Mortgage loan officer for the most up-to-date information.